CPA-led · Available across Ontario
SG Accounting Services is a CPA-run practice serving incorporated small businesses across Ontario. You get monthly books that are actually reconciled, corporate tax filed on time, and straight answers when a decision has tax attached to it. Flat fee, quoted before we start.
ScrollThe short version
SG Accounting Services is run by a Chartered Professional Accountant with years of professional experience in corporate accounting — consolidations, cost accounting, corporate tax, and cash management. That same standard of work is what owner-operated businesses across Ontario get here.
What that means for you: the same people who keep your books also file your corporate return and answer your questions — nothing passed between a bookkeeper who doesn't know tax and an accountant who sees your file once a year. One relationship, the whole picture, a flat monthly fee.
If your books are behind, if you're guessing at what you owe, or if you're about to hire someone to do this in-house — that's the conversation to have.
What I do
Books kept current, filings made on time, and advice when a decision has tax attached to it. Every file is handled with CPA oversight — not squeezed in around whatever else is due that week.
See what an in-house hire really costsOngoing
Transactions coded, accounts reconciled, and a close you can set your calendar by.
Annual
Year-end and the T2, prepared from books I already know inside out.
As needed
The questions that cost money when they're answered late — or guessed at.
The math
The posting says one number. The employer side says another. And a bookkeeper on staff still can't file your corporate return — that's a second bill.
Employer's real cost
Base salarythe offer
CPP employer contributions+
EI employer premiums (1.4×)+
Vacation pay accrual+
Benefits, WSIB, equipment+
Your time recruiting, training, reviewing+
External accountant for the T2+
True annual costwell past the salary
What you pay
Flat monthly feequoted upfront
CPP, EI, vacation, benefits—
Recruiting and training—
Coverage when someone's awayincluded
Corporate tax filingincluded
Tax questions during the yearincluded
Scale up or down as you growyours to change
True annual costthe fee, and that's it
Illustrative. Employer contribution rates and thresholds change annually, and Ontario's Employer Health Tax exemption means many small employers pay none — ask me to run the numbers against a real salary figure for your situation.
Who this fits
Trades, daycares, clinics, retail and e-commerce, professional corporations, small manufacturers.
Available across Ontario. Kitchener–Waterloo, Windsor, Toronto, or a town with no accountant left in it.
Big enough that the books matter, small enough that a full-time hire is hard to justify.
Catch-up work is welcome. Being embarrassed about the state of it is not a disqualifier — it's the norm.
How it works
What you run, what shape the books are in, what's actually bothering you. No pitch deck.
Fixed monthly fee and a defined scope, in writing, before any work starts. If catch-up is needed, it's quoted separately so it doesn't distort your monthly number.
Read-only bank access or statements, your accounting file, and a short handover. Usually done inside a week.
Books closed on schedule, statements sent with a short note on what changed, HST kept current, and your corporate return filed when the year ends. Questions in between are part of the fee.
Bookkeeping & accounting
Hourly billing punishes you for asking questions, and you never know the number until it arrives. The fee here is flat, set from your actual transaction volume and complexity, and it doesn't move because you called twice in a month.
No office overhead to pass along — which is how the work stays at a price a small business can plan around.
Starter
Sole proprietors and freelancers with simple books.
Starting at$200/month CAD
Growth
Growing businesses that need AP/AR and HST support.
Starting at$500/month CAD
Scale
Full-cycle support with payroll and monthly review calls.
Starting at$1,000/month CAD
Premium
Advisory-level support with forecasting and multi-entity books.
Starting at$2,000/month CAD
Always included: monthly close, reconciliations, statements, HST tracking, and email or phone questions during the engagement.
Quoted separately: catch-up or cleanup of prior periods, tax filings, CRA correspondence, and one-off projects like incorporation planning.
Tax filing
Tax filing sits outside the monthly plans. A return takes judgment — what's claimable, how income comes out of the company, what a decision this year costs you next year — so it's quoted on its own rather than buried in a bookkeeping fee.
Starting at$40
T1 for employed and retired individuals. Slips, credits, and deductions reviewed before filing.
Starting at$100
T1 with business or professional income, including the T2125 statement, expense review, and HST considerations.
Starting at$400
T2 with schedules, year-end adjusting entries, and working papers. Salary versus dividend planning discussed before anything is filed.
Final fee depends on complexity — multiple income sources, rental or investment property, incorporation in its first year, or books that need work before a return can be prepared. You get the number in writing before anything starts.
Questions
Monthly bookkeeping here starts at $200 for simple sole-proprietor books and runs to $2,000+ for multi-entity, advisory-level work. The fee is flat and set from your actual transaction volume and complexity, quoted in writing before any work starts.
Yes. Corporate returns are prepared from books that are already reconciled, so nothing is passed between a bookkeeper who doesn't know tax and an accountant who sees the file once a year. T2 filing is priced separately, starting at $400.
Catch-up and cleanup work is welcome and very common. It's quoted separately from the monthly fee so a one-time backlog doesn't distort your ongoing number.
Yes — the practice serves incorporated small businesses across Ontario, including Toronto, Windsor, London, Hamilton, Ottawa and smaller communities, working remotely with read-only bank access or statements.
It depends on your corporation's income, your personal situation, RRSP room, and CPP considerations. That analysis is part of tax advisory and is included in ongoing engagements rather than billed by the hour.
Fixed. Hourly billing punishes you for asking questions. The flat fee covers the monthly close, reconciliations, statements, HST tracking, and email or phone questions during the engagement.
Get started
Fifteen minutes, no obligation, and you'll leave the call knowing what it would cost.